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Benefits |
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Other Benefits:
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In adition, the Scheme also provides some other need based benefits to insured workers. These include |
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i) |
Funeral expenses
Funeral expenses are in the nature of a lump sum payment upto a maximum of Rs.3000/- made to defray the expenditure on the funeral of deceased insured person. The amount is paid either to the eldest surviving of the family or in his absence, to the person who actually incurs the expenditure for the funeral.
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Rehabilitation allowance
The Corporation , vide its Resolution dated 22.12.1979 , resolved to grant Rehabilitation Allowance to the insured persons for each day, on which he remain admitted in an Artificial limb center, on the rates, which generally confirm to double the Standard Sickness Benefit rate. The above benefit was introduced with effect from 1.1.1980.
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iii) |
Unemployment Allowance
Under Rajiv Gandhi Shramik Kalyan Yojana, which has been introduced w.e.f. 1.4.2005, unemployment allowance is paid to the insured person for a maximum period of 12 months who has been rendered unemployed involuntarily on account of closure of factory/establishment. retrenchment permanent invalidity not less than 40% arising out of non-employment injury, in case contribution in respect of him/her have been paid or payable for a minimum of five years prior to the loss of employment. The Insured Person gets re-employment or attains the age of superannuation or 60 years, whichever is earlier. The rate of unemployment allowance is equivalent to the standard benefit rate based on average wages during the last 4 completed contribution periods. Skill Development Training for a period upto six months also included in the scheme.
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iv) |
Other Benefits Admissible
Confinement Benefit of Rs.2500/- for confinement occuring in a place where ESI medical facilities are not available.
Vocational Rehabilitation Training for Insured Person permanently disabled by employment injury to the extend of 40% or more for the entire period of training with stipend.
Commutation or Permanent Disabled Benefit
Permanent Disabled person can commute this Benefit if the commuted value does not exceed Rs.30,000/-
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v) |
Medical Care To I.P. After Retirement
ESI Corporation has introduced a new package of Medical Benefits to the retired employees on superannuation and their spouse subject to certain conditions on payment of annual subscription of Rs.120/- in advance under Rule 61 of the ESI (Central) Rules, 1950.
According to the terms and conditions, an I.P. who leaves the insurable employment on attaining the rage of superannuation after being insured for not less than 5 years and on payment of contribution of Rs.120/- (lump sum for a year) may be entitled for the Medical Care.
Besides, an Insured Person who ceases to be in insurable employment on account of permanent disablement caused due to an employment injury shall be eligible to receive medical benefit for himself and his spouse till date on which he would have vacated the employment on attaining the age of retirement had he not sustained such permanent disability subject to payment of contribution of Rs.120/- (lump sum for a year) and other conditions laid down under Regulation 60 of ESI (General) Regulations, 1950.
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