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FAQs |
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Answers: |
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What
is E.S.I
Scheme ? |
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How
does the Employees' State Insurance Scheme
assist you ? |
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The dependence of an
individual on cash income is a characteristic
feature of modern economy. An interruption of
money income even for a small period is,
therefore, a hardship; a prolonged loss of
income is indeed a catastrophe. By coming
forward to provide health protection and income
maintenance in a series of oft-experienced
contingencies like sickness, maternity,
disablement and death due to employment injury,
the Employees' State Insurance Scheme tends to
ameliorate your economic anxiety and to be a
friend in need and distress.
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Why
is it called a Health Insurance
Scheme ? |
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The Employees' State
Insurance Scheme performs a dual role; by
providing assistance in kind (medical care) it
tries to restore your health and working
capacity and by assistance in cash (cash
benefit) it tries to sustain you when your
income is interrupted. With a better and facile
health protection, greater vitality, and
assurance of income-maintenance in times of
need, it makes you every inch a better, a
healthier, secure worker and therefore, a
happier man. The assistance comes to you not as
an act of benevolence but in virtue of an
acquired right.
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Who
administers the Employees' State Insurance
Scheme ? |
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The Employees' State
Insurance Scheme is administered by a corporate
body called the Employees' State Insurance
Corporation (ESIC), which has members
representing Employees, Employers, the Central
Government, State Governments, Medical
Profession and the Parliament. The Director
General is the Chief Executive Officer of the
Corporation and is also an ex-officio member of
the Corporation. The other bodies at the
national level are the Standing Committee (a
representative body of the Corporation) and the
Medical Benefit Council, a specialized body
which advises the Corporation on administration
of Medical Benefit. At the Regional and Local
levels, the Regional Boards and Local Committees
have been constituted. There is, thus, an
association of interests and interest groups at
all levels. ESIC is the trustee of the interests
of the insured persons. It discharges its
obligations and duties through a net-workof
Regional Offices and Branch Offices, Hospitals
and Dispensaries spread over the entire country.
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